About Us


Gateway One Lending & Finance is a leader in the indirect auto finance marketplace. We have built strong relationships with dealers across 40 states, and counting. We service our portfolios through an exceptional loan servicing organization, which is SSAE 16 compliant. Our corporate headquarters is located in Anaheim, California with large sales and credit locations in Northern California, Illinois, New Jersey, and Georgia. We take pride in the fact that dealers refer to us as a “common sense” lender that is available 7 days a week, 24 hours a day.

How We Do Business

We hire the best talent in the auto industry. We couple our great people with best-in-class technology to generate exceptional results. Our loan servicing team is currently servicing our portfolios with a net delinquency far below the market average. Our loan originations team has been able to maintain month over month volume growth. This is what makes us a comprehensive solution to customers and dealers.

Our Culture

Gateway One has not only created a strong team but built a great working environment. Our culture is one that prides itself on honesty, communication, strong relationships, loyalty, passion, and integrity. Our uniqueness allows us to do all of these things while having fun too! Our passion and determination to get where we want to go keeps us driving forward. Our “never give up” attitude has brought us to where we are today and continues to open doors to where we want to be in the future.


The Gateway One executive team has been managing and servicing auto loans for more than 30 years. Previous to Gateway One, the team ran Onyx Acceptance Corporation for 11 years establishing it as a top 10 lender across a multitude of states. In 2005, Onyx was purchased by Capital One. In May 2007, Gateway One was formed with the sole focus of originating indirect auto assets that exceed market expectations. In November 2011, TCF National Bank finalized its acquisition of Gateway One. This transaction will allow Gateway One to pursue tremendous growth and development along with our new partners.


Dealers refer to us as a “common sense” lender that is available 7 days a week, 24 hours a day.

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